Commercial Lending

Commercial Loans & Lines of Credit

If you are looking for additional working capital, have seasonal financing needs, want operational cash reserves, need to carry accounts receivables and/or purchase inventory, our diverse credit line options can help your businesses. We also offer a variety of secured and unsecured term loans designed to help your business grow for long term financing needs.

Term Loan Features

• Installment payments for periods of up to 7 years
• Monthly fixed payment (Principal and Interest) to fully repay the loan at maturity
• Lump sum disbursement of the loan
• Variable & Fixed interest rates

Lines of Credit Features

• Revolving lines of credit conveniently allow you to advance on the line when the business needs cash and pay down on the line balance when the business has strong cash flow to fit into your business cash flow cycle.
• The credit line can be renewed annually and the credit line amount can be adjusted based on the financing needs of the business.
• Monthly interest payment can be collected via automatic debit from your business checking account. Variable interest rates