Individual Saving Account

With a Saving Account deposits are accepted for an unlimited period on which the Bank is required to pay interest. The deposits in this account have no defined maturity and remain with the Bank as long as the depositor wishes. The main aim of a savings account is to enhance society’s saving culture.

Individual Saving Account

Savings accounts are interest bearing can be opened individually, jointly, and by corporate entities and operated using a withdrawal voucher at a branch as well as through the bank digital banking service ATM, P0S, Mobile, wallet, and Internet banking.

Open an account

Shall be Individual in their names, two or more persons jointly in their names, Minors, Interdicted persons, Blind persons, Charities, Associations, Cooperatives, Religious Organizations and others are eligible to open this particular account.
Shall fulfill all KYC requirements.

Identification card
Initial deposit
Two passport size photograph

Children Saving Account

A Minor or child is defined as a natural person who has not attained the full age of 18 years and an account can be opened through their parents/guardians or tutors through the court order. It has an attractive and high interest rate

Open an account

Shall be a natural person who has not attained the full age of 18 years to open this particular account.
Shall fulfill the birth certificate of the minor or court decision for the appointment of the guardian for Minors,
Shall fulfill all KYC requirements.

Identification card
Initial deposit
Two passport size photograph

Youth Saving Account

It is a type of savings account opened by adults between the ages of 18 and 24 years. The purpose of this account is to promote a habit/culture of savings, bring Youth into the financial system, and increase financial literacy.

Open an account

Shall be stated as Any citizen between the age of 18 - 24 who can fulfill basic requirements is eligible to open a youth account
Shall fulfill all KYC requirements

Identification card
Initial deposit
Two passport size photograph

Individual Retirement Accounts (IRA)

Is a personal saving account, bearing better interest rate packages through retirement saving accounts contributing to financial well-being in old age. It is also introduced to encourage personal saving for retirement.

Open an account

ICBank is a kind of flexible savings, where one can choose the amount, he/she likes to save and increase or decrease its contributions when it suits and even take a break in contributions.
The objective of this particular account is to provide a channel for individuals who are self-employed & and individuals without fixed income to have savings funds for his/her retirement

Any Poland citizen aged 18 and above can open ICBank upon presentation of all the necessary documents;
The Minimum Balance to open this saving account is PLN 200.00
A zero balance to open a savings account is not allowed.
Account holders are eligible to get a preferential interest rate of 9%.
Shall fulfill all KYC requirements.

Identification card
Initial deposit
Two passport size photograph

Individual Saving Account